ASA Insurance has the cheapest car insurance rates in Utah
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The Benefits of ASA Insurance
We know that having a complete vehicle insurance plan in Utah is important — one that will cover you on our snowy back roads in cottage country to the morning gridlock on the I-15.
Sometimes in this state, you never know what driving conditions you’ll face, which is why you need a comprehensive plan. At ASA Insurance, we take that very seriously.
As a leading car insurance broker in Utah, we shop a vast selection of insurance companies to make sure you get the best rates for your specific driving situation. And we are available 24/7 to help you with any claims.
Our brokers find you the best rate in Utah for your needs.
What factors affect the cost of car insurance in Utah?
Where you live
What is the minimum requirement for car insurance in Utah?
- $25,000 in liability coverage for bodily injury per person
- $65,000 in liability coverage for bodily injury per accident
- $15,000 in liability coverage for property damage
- $3,000 for personal injury protection as a no-fault state
If you decide to purchase underinsured or uninsured motorist coverage, it is required by law to have at least $25,000 per person and $50,000 per accident.
Is car insurance mandatory in Utah?
But when you look at the insurance required by the state, you’ll see it doesn’t leave you with any coverage for repairing or replacing your own vehicle if it’s damaged for a collision in which you’re at fault. In fact, it doesn’t provide any coverage for any damage to your own vehicle.
That’s why many drivers choose to also add comprehensive and collision insurance to their policy.
How can I lower my car insurance premiums in Utah?
The good news is, car insurance rates tend to be lower for Utah drivers than in many other states. But there are still things you can do to help lower your car insurance rate.
Compare car insurance companies
Take an accredited safe driving course
Consider looking for a new policy
Bundle insurance policies
Why is insurance more expensive if you live in the city?
What does my insurance policy cover?
Additional add-ons to car insurance policies can cover things like vandalism, theft, and damage from falling objects. Speak with an ASA Insurance broker for information on finding the additional coverage that suits your situation at a great price.
How is my deductible calculated?
While a higher deductible can lower your payments for a car insurance policy, you need to decide how much you are willing to pay out of pocket if you’re in a collision or you make a different claim.
What does a car insurance deductible cover?
The helpful agents at ASA Insurance can help you choose the policy that is the most affordable while still giving you all the coverage you need to stay financially safe after a collision.
What types of car insurance does ASA Insurance offer in Utah?
ASA Insurance offers all of the types of car insurance you could require, including the legally required state minimums and the optional forms of car insurance you may add to your policy.
When you speak with an agent from ASA Insurance, we can help you determine the amount of coverage you need.
Other types of coverage you may need include the following:
pays for damage to your car in a collision
pays for damage to your car in other events, such as vandalism, theft, fire and animal collision
pays for injuries sustained when another person is at fault without adequate or any insurance coverage
also known as no-fault coverage, this pays medical expenses and loss of income; also pays for funeral expenses